Business Advisory
Support with understanding your numbers, considering business structures and making informed financial and tax decisions that protect and grow your enterprise.
Who this service is for Audience
Our business advisory service is for business owners who want a strategic sounding board—someone who speaks plain English and understands the commercial reality of running a business:
Growing Businesses: Companies whose revenue or staffing is increasing and need robust financial structures and profit clarity.
Founders Evaluating New Entities: Entrepreneurs launching a venture or restructuring from sole trader to a proprietary limited company or family trust.
Business Buyers & Sellers: Owners conducting due diligence before acquiring a competitor or positioning their own business for a tax-effective sale.
Common problems we solve Solutions
Inappropriate Legal Structures: Operating under structures that expose personal family assets to commercial liabilities or result in punitive tax rates.
"Profitable on Paper, Broke in the Bank": Diagnosing working capital traps, overdue debtor collections, inventory tie-ups, and tax reserves.
Lack of Forward Tax Strategy: Moving away from retroactive "looking in the rear-view mirror" tax filing to forward-looking quarterly forecasting.
What is included Scope
Comprehensive Business Structuring Assessment: Comparative tax modeling of Sole Trader vs Pty Ltd Company vs Discretionary Trust with corporate beneficiary.
Quarterly or Bi-Annual Strategic Reviews: Dedicated sessions to evaluate gross margins, overheads, director remuneration, and tax provisioning.
Cash Flow & Working Capital Forecasting: Clear models showing upcoming obligations, GST, PAYG instalments, and capital expenditure capacity.
Small Business CGT Rollover & Succession Planning: Structuring shareholdings to retain maximum capital upon future business sale or transfer.
How the process works Process
Diagnostic
We review your business model, current entity setup, historic margins, and medium-term commercial goals.
Recommendations
We deliver a concise advisory memorandum outlining concrete options, cost-benefit trade-offs, and an implementation plan.
Execution & Review
We execute structural changes (ASIC registrations, ABNs, rollovers) and schedule ongoing periodic check-ins.
Frequently asked questions FAQs
Typically, when your business income exceeds personal tax thresholds (around $135,000+), when you start hiring employees, or when you enter contracts that carry commercial liability. A company caps tax at 25% for base rate entities and offers vital limited liability protection for your personal assets.
A family discretionary trust provides strong asset protection (since assets are held by the trustee, not individuals directly) and gives trustees the flexibility each year to distribute net income among adult beneficiaries in different tax brackets, legally minimising the family unit's overall tax burden.
We believe in 100% price transparency. Advisory engagements are agreed on an upfront fixed-fee basis depending on scope (e.g. restructuring project fee or ongoing quarterly retainer). You will never receive an unexpected bill for a phone call or query.
Enquire about business advisory
Ready to look deeper into your business structure and performance? Contact Steven today for an introductory discussion.
Prefer to call?
Speak directly with Steven on 0435 030 878.